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We are an independent Local Estate Agency set up in 2008 who have grown year by year through recommendations & Referrals. The business is run by husband and wife team Terry & Kelly Adolpho who have a wealth of knowledge in the Milton Keynes area.

The background of how the company was set up was back in 2008 when the property market crashed, property prices fell and the country hit a recession where mortgage rates jumped and property prices fell. As a qualified mortgage broker Terry could see clients needed an option to save money and not pay the high street prices that were being charged. In 2008 the internet seemed to be the place where overheads could be cut and passed on down the line to save the public a fortune! Who needs a high Street shop when you are viewing a property? We decided this could all be done from an office where we go to the client and the client does not need to come to a shop. No need for high overheads, company cars, company phones etc.etc.

First came property sales where Under 1 Roof paid for the solicitors fees on the sale of the property along with the home information pack and still cheaper than the high street agents. The business went from zero marketed properties on the 1st October to 40 properties on the market with a percentage sold by the 1st January. The concept worked and grew month by month.

Then came the lettings side of the company. We looked at what the high street agencies were charging and found it to be between 10 & 12% of the rent received along with a whole host of other fees, the question we asked is what are they doing for this high fee? Of course they had big overheads. We looked hard and found that a reasonable fee would be 5% (+vat = 6%) but also not charge other fees to the landlord. As a mortgage broker who had arranged 100’s of buy to let mortgages over the years we called our database of landlords who decided to make the switch and saved a fortune on management fees.

We made a decision at the start in 2008 that we do not want to be the biggest agency in Milton Keynes but to keep the business small and personal and provide value for money & to this day we have kept our promise. We have no bank loans, Very small overheads and zero debts.

If you are looking to save money why not give us a call?.

What Our Customers Say...

I have used Under1roof for over 10 years for a rental property and for mortgages, from the rental side I am very happy with how Terry has dealt with all aspects from finding new rentee to sorting out any of the issues we have had. With regard to finding mortgages, the service and comms have been 1st class and Terry has always sort out the challenges you get with the banks very well Craig G
Great service. Terry has been really fast with sorting out the house for us in less than a week. Really good communication and really helpful with everything. All questions answered and didn’t need to chase hip up for updates. I totally recommend them. Monica
I have always found under 1 Roof to be very professional and willing to deal with all problems. Thoroughly recommend. Having used other similar I do understand many of tbe difficulties facedand Terry in under 1 roof has been exceptional Kaz K
Absolutely perfect service from Terry and his team! Always very helpful if some advice needed and if there is some problem somebody (sometimes even himself) comes the same day to check what is wrong. 10 times out of 10 I would definitely recommend Under 1 Roof! Miroslava
We've been using Under1roof's service over the years and always had an excellent service. Terry is always very helpful & manages everything very professionally. Raj K
Terry from Under1Rood has been letting and managing our property for several years now, and we must say, Terry and his Company are simply amazing, I have had several companies over the year taking care of my home and renting it out, but none have been as responsive and honest as Under1Roof, even my tenants are happy with the service they receive, and that doesn't happen very often with letting agents Jayesh
Friendly staff and very reliable always on hand to give advise as well Danny B
Brilliant Experience Daniel O
Mohammad F Good customer support.
Terry from Under1roof has been overseeing our rental properties for the past eight years. He is extremely trustworthy and reliable. He is quick to respond to both tenants and landlords and deals with issues relating to the properties swiftly. Terry has also sourced our mortgages, finding us the best deals. He has a great knowledge of this market and is able to advise us on the best rates available. I would highly recommend using under1roof if you want a genuine, trustworthy and efficient service. Ali

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